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What you'll accomplish

You'll learn to paste financial ratio data into Claude and get back a polished financial analysis narrative: the paragraph in your credit memo that explains what the numbers mean. What used to take 20–30 minutes of translating spreadsheet data into prose now takes 5 minutes.

What you'll need

  • Claude account: {{tool:Claude.plan}} subscription ({{tool:Claude.price}}), Sign up
  • Time needed: 5–10 minutes per spread
  • Cost: {{tool:Claude.price}}/month
  • Your completed financial spread (DSCR, ratios, trends)

How-To Guide: Turn Spread Data Into Credit Narrative with Claude

Step 1: Complete your financial spread first

This guide assumes you've already spread the financial statements and have the key ratios calculated. Claude writes the narrative; you do the math.

Key data to have ready:

  • DSCR for each year (2–3 years)
  • Revenue and net income trends
  • Current ratio or quick ratio
  • Debt-to-equity or total debt/EBITDA
  • Any covenant-specific ratios
  • Notable one-time items or adjustments
Tools:Claude