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What you'll accomplish

This guide gives you a repeatable process for generating credit memo first drafts in Claude that cuts memo-writing time from 4–8 hours to under 90 minutes. Claude handles the narrative sections while you focus on the financial analysis and credit judgment.

What you'll need

  • Claude account: {{tool:Claude.plan}} subscription ({{tool:Claude.price}}), Sign up
  • Time needed: 30 minutes to set up; 45–90 minutes per memo once your workflow is running
  • Cost: {{tool:Claude.price}}/month
  • Your bank's credit memo template (as a reference)
  • Completed financial spread data for the borrower

How-To Guide: Credit Memo First Draft with Claude

Step 1: Open Claude and start a new conversation

  1. Go to claude.ai and sign in
  2. Click New conversation in the left sidebar
  3. You should see a blank chat interface ready for input

What you should see: A clean chat window with a text input box at the bottom.

Tools:Claude